Articles | Never Pay Retail for a College Educa . . .
Never Pay Retail for a College Education . . . for Your Child or for Yourself.
Nov. 11, 2006
College is a high-risk crap-shoot. Over half of all students who enter
college fail to graduate. Click here for evidence.
Not only do most high school students expect their
parents to pay anywhere from $25,000 to $180,000 in after-
tax money to send them to college, they expect their
parents to bear the high risk of a drop-out situation: a
pile of paid receipts and credit card bills with nothing to
show for it.
If you are adult who wants to earn a degree, there is no sugar daddy for you.
Here is the dirty little secret of the academic
degree-awarding industry known as higher education:
A college degree is way overpriced.
Students (parents) pay way too much money.
Students spend way too much time in class -- time
that is far better spent in reading and writing.
Then they pay room and board on top of
I know how the American academic system works. I was
trained as a scholar. In 1972, I was awarded a doctoral
degree by one of America's better universities. I have
written 43 books. I have taught at the college level.
I'm outside the academic system, and I have been for
most of my post-doctoral career. I know enough about how
the system works not to be overly impressed with it. I
also know how to beat the system.
TAKE ADVANTAGE OF THE LOOPHOLES
Every system has loopholes. Loopholes are official
exceptions that are mandatory for any system to be
consistent with its official standards, but which would
threaten its economic survival if more than a small
minority of users took advantage of these loopholes.
Higher education is no exception.
Here is my view: there is no good reason for people
not to use them when they're available. They are made to
be used. You might as well be the person who uses them.
Paying retail is not necessary. If a person knows
where to look, he can earn a fully accredited bachelor's
degree that is not overpriced: not in money charged, not in
time invested (if he can meet certain life-experience
requirements), and not in distance traveled. He can earn
it at his desk for under $7,000. In under three years.
Because of the Web, a student never has to leave his
desk to earn a B.A., except to take monitored exams at the
The Web has changed just about everything. But it's
only one option. There are others. There are many ways to
skin the academic cat.
BEATING THE SYSTEM
Maybe you can do what Brad V. did. As a new
high school graduate, he completed his bachelor's degree in
six months for $5,000. This was not some phony diploma
issued by an unaccredited diploma mill. It was a degree
from a state university. He never left home to attend
Brad paid $5,000. He might have paid as little as
$3,100. But then college would have taken him two years.
As in most areas of life, there is a trade-off: you can pay
less, but it will take longer to get a degree.
There are a few accredited colleges that grant people
academic credit for their education-related work
experience, and even life experience, meaning nonsalaried
work. I call these "merit badge courses." If a student
can show that he has the knowledge equivalent to a college
class, he doesn't have to take the class. He just has to
pay for it -- sometimes at a big discount. Some students
can knock a full year off of their course requirements this
This option makes sense educationally. What we learn
on the job sticks with us. Our work teaches us in the
broadest sense. Why shouldn't adults receive formal
educational credit for knowledge they have mastered -- not
just learned in a classroom, but truly mastered -- on the
Only a few accredited colleges grant academic credit
for work experience and life experience. Some that offer
this don't publicize it. They can't afford to.
Advertising is expensive. So, the story doesn't get out.
That's why so few Americans know of this opportunity.
A degree from Harvard, Yale, or Princeton will have a
lot more prestige than one from any of the colleges I
discuss. But will that degree get its holder a job that
pays 10 times more (after taxes) than a degree from a
college that costs 10 times less? Not likely.
The fact is, a college student can afford to fund his
own education if he is willing to use the system of seven
loopholes that I have described in my special report.
WHY PAY RETAIL?
No college can afford to give information away. Yet
there is almost nothing that is taught in a college that a
student could not get in a local public library or on the
If you have ever seen the movie, Good Will
Hunting, you probably remember the scene in the
restaurant where Will, a high school graduate who is a
genius, blows away a hot-shot Harvard student. Will knows
more than he does. That's because Will has spent a lot of
time in the public library, and he remembers everything he
has read. He tells the Harvard student that he is spending
a fortune to learn what Will has learned at the public
Unlike Will Hunting, you may not know where to start
looking for the information you need about earning a
college degree at home at a price far lower than you ever
thought possible. Even if you do know what you're looking
for, you don't want to waste your time in a fruitless
search for information that you may not find. Your time is
I'll save you time. I have done your homework for
you. I have said that there are seven loopholes in college
education. Few people have heard of more than four of
them, and few of these people have ever actually taken
advantage of them. That's because they haven't put all of
the pieces of the puzzle together. I have.
I have spent all of my adult life in libraries,
including my own (about 13,000 volumes). I have spent
thousands of hours on the World Wide Web. I have
discovered where a student can earn an accredited four-year
college degree at a price that most middle-class Americans
can afford. Three minutes from now, you can have this
While there are books out there on this or that aspect
of nontraditional college education, they are all aimed at
parents or self-funding adults who are on their own
financially. They are not designed to change a student's
HOW TO ORDER MY REPORT
I can save you at least $9,700 in college expenses, or
I'll send your money back. I figure that I should be paid
one dollar for every $100 that I can save you. Does this
I charge $97. Or pay $77 as a member of this site.
You have two years to decide whether I can save you at
least $9,700. What have you got to lose?