A Small Business Is Your Ace in the Hole, Your Post-Retirement Retirement Program.

First, consider ten reasons not to get a job. This is not a joke. Click here.

Second, starting your own business is a wise decision. Invest time and money (mostly time) to build up your home business until it's profitable enough for you to become a full-time, self-employed person. Then you can take it beyond a home business. This is the ultimate retirement program. You quit when you're ready. Sell the business.

Start small, but start smart. This department will help you avoid the pitfalls and potholes that can mess you up before your business becomes profitable.

(If you have not subscribed to the free Tip of the Week report, do so today. The subscription box is on this page.)