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If You Make a Mistake Here, You May Never Recover Financially. Yet Avoiding a Big Mistake Is Not Too Difficult If You Do Your Homework.

You need some types of insurance. It is not a luxury. It is truly a necessity.

You can overpay. Let me put it more strongly: unless you study the options very carefully, or unless you have located an honest independent insurance salesman who is also well-informed, or unless you have access to a site like this, you will overpay.

When it comes to insurance premiums, the overpayment gets very high when you factor in forfeited earnings over a 20-year period. If you get stiffed by your insurance company after a disaster hits, you will really pay a high bill for your ignorance.

People make terrible mistakes when they buy insurance. But their biggest mistake is in not buying the crucial kinds of insurance: life, health, auto, homeowners/fire.

There are other types of insutance that may be reasonable in your profession or income bracket. Yet other forms are wasteful. You had better understand the odds. Few people do.

In this department, you will get most of the information that you really need. It will keep you from making a big mistake. I will not be filling it with all sorts of extraneous noise news -- just what you need to get the protection you need at a competitive price from a company that will pay off if you suffer a disaster that is covered in your contract.

Read your contract. If you have any doubts, have a lawyer read the section you don't underatand after several readings. (This advice is free!)

The first six articles are permanent. Get these matters taken care of immediately. Then read the other articles, which are posted on a latest-first basis.

(If you have not subscribed to the free Tip of the Week report, do so today. The subscription box is on this page.)

The Logic of Structured Life Insurance
Gary North - May 18, 2015
Buyers need to understand this before spending any money for premiums. keep reading

How to Help Widows Who Refuse to Ask for Help Until It's Too Late
Gary North - May 12, 2015
A site member has a solution. But can he sell it to those who need it? keep reading

A Physician's Advice on Medicare Insurance
Site Member - March 31, 2015
If you are about to turn 65, read this. keep reading

Pareto's Law and Medical Care
Gary North - March 10, 2015
I have good news and bad news. keep reading

Learn from My Mistake in a Fender-Bender
Gary North - March 05, 2015
It's easy to forget something really simple. keep reading

Chick-fil-A and the Lifetime Value of the Customer
Gary North - March 05, 2015
This is going the extra mile. keep reading

A Separate Checking Account for a Wife
Gary North - February 06, 2015
It is inconceivable to me that all wives do not have this. But they don't. keep reading

Life Insurance for Young Families
Gary North - January 21, 2015
It's a two-way street. keep reading

Why I Never Bought Long-Term Health Insurance
Gary North - November 18, 2014
Read the fine print very carefully. keep reading

An Insurance Solution to Long-Term Old Age Care
Gary North - November 17, 2014
Your insurance agent will not mention this. keep reading

Assisted Living Insurance
Gary North - September 02, 2014
Read the policy carefully. You could get caught. I offer a case study. keep reading

Life Insurance for Newlyweds
Gary North - August 02, 2014
The rules change after 10 years. keep reading

Where Most Elderly Americans Die
Gary North - July 21, 2014
It's not where you might expect. keep reading

Infinite Banking Nonsense: Barbers, Insurance, and Whole Life Policies
Gary North - July 01, 2014
Never ask a barber if you need a haircut. Never ask a life insurance salesman if you need "whole life" insurance. He will give you a haircut. keep reading

The Logic of Insurance: Private and Statist
Gary North - April 19, 2014
The state wants to control insurance. There is a deeply religious impulse behind this. keep reading

ObamaCare Alienates Even More Voters.
Gary North - April 09, 2014
The Democrats are facing an angry electorate. keep reading

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