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home | Insurance
 

If You Make a Mistake Here, You May Never Recover Financially. Yet Avoiding a Big Mistake Is Not Too Difficult If You Do Your Homework.

You need some types of insurance. It is not a luxury. It is truly a necessity.

You can overpay. Let me put it more strongly: unless you study the options very carefully, or unless you have located an honest independent insurance salesman who is also well-informed, or unless you have access to a site like this, you will overpay.

When it comes to insurance premiums, the overpayment gets very high when you factor in forfeited earnings over a 20-year period. If you get stiffed by your insurance company after a disaster hits, you will really pay a high bill for your ignorance.

People make terrible mistakes when they buy insurance. But their biggest mistake is in not buying the crucial kinds of insurance: life, health, auto, homeowners/fire.

There are other types of insutance that may be reasonable in your profession or income bracket. Yet other forms are wasteful. You had better understand the odds. Few people do.

In this department, you will get most of the information that you really need. It will keep you from making a big mistake. I will not be filling it with all sorts of extraneous noise news -- just what you need to get the protection you need at a competitive price from a company that will pay off if you suffer a disaster that is covered in your contract.

Read your contract. If you have any doubts, have a lawyer read the section you don't underatand after several readings. (This advice is free!)

The first six articles are permanent. Get these matters taken care of immediately. Then read the other articles, which are posted on a latest-first basis.

(If you have not subscribed to the free Tip of the Week report, do so today. The subscription box is on this page.)

Where Most Elderly Americans Die
Gary North - July 21, 2014
It's not where you might expect. . . . keep reading
Infinite Banking Nonsense: Barbers, Insurance, and Whole Life Policies
Gary North - July 01, 2014
Never ask a barber if you need a haircut. Never ask a life insurance salesman if you need "whole life" insurance. He will give you a haircut. . . . keep reading
The Logic of Insurance: Private and Statist
Gary North - April 19, 2014
The state wants to control insurance. There is a deeply religious impulse behind this. . . . keep reading
ObamaCare Alienates Even More Voters.
Gary North - April 09, 2014
The Democrats are facing an angry electorate. . . . keep reading
Funeral Insurance
Gary North - February 24, 2014
The basics are easy to understand. . . . keep reading
Is Long-term Care Insurance Wise in Your Situation or Your Parents' Situation?
Gary North - January 18, 2014
Read the fine print. . . . keep reading
ObamaCare Is Under Water.
Gary North - January 15, 2014
The demographics are exactly what critics predicted. . . . keep reading
If Your Health Insurance Policy Is Canceled, Here Are Ways Around It
Gary North - December 24, 2013
One is permanent, but you may not be eligible. You are eligible for the other, but it's not permanent. . . . keep reading
Dental Insurance: Is It Right for You?
Gary North - November 13, 2013
To find out, start here. . . . keep reading
A Neglected Way to Get Partial Health Care Coverage Dirt Cheap
Gary North - November 05, 2013
Nobody is talking about this. . . . keep reading
If You Cannot Find Health Care Coverage, There Are Still Things You Can Do.
Gary North - October 19, 2013
These are second-best solutions. . . . keep reading
Should You Buy a New Health Insurance Policy This Year?
Gary North - October 18, 2013
f you wait until Jan. 1, it will be too late. . . . keep reading
So, You Just Had Your Auto Insurance Canceled. What Now?
Gary North - August 19, 2013
If this has not happened yet, you're still not out of the woods. You need a fallback position. Here's my recommended fallback position. . . . keep reading
Life Insurance After Age 65
Gary North - August 16, 2013
I'll tell you what I do. . . . keep reading
"Be Your Own [Bankrupt] Banker" Life Insurance: Another Argument
Gary North - June 18, 2013
Think through what cah surrender value really means. . . . keep reading
Become Your Own Banker (If You Are an Economic Ignoramus)
Gary North - June 14, 2013
Think of "whole life" insurance as a pile of dog turds. Think of "become your own banker" as a small bottle of deodorizer. . . . keep reading
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