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home | Investment Basics
 

The Nuts and Bolts of Investing for Beginners
Gary North

The discipline of regular investing is more important that the actual investments. This discipline has disappeared in the United States. In 2005, personal net saving went negative. This continued in 2006.

The discipline of thrift reflects a mind-set: future-orientation. This is the crucial component for building long-term wealth, both individual and national.

The easier that you can make your personal investing program, the better. It is the regularity of the process, month by month, that adds up. I am big on monthly withdrawal programs. Have your employer deduct money every paycheck. Put it anywhere, even a passbook savings account. You can allocate the money to various investments later. Never forget: "If you ain't got it, you can't invest it."

I am also a partisan of tithing 10% of your gross income to your local church. I have written a book on this. Read it here: Tithing and the Church.

Working Capital vs. Hedging Capital: Don't Get These Confused
Gary North
Working capital must be managed. Hedging capital shouldn't. Yet people can't figure this out. . . . keep reading
From a Long-Term Investor to a Speculator Who Thinks He Can Beat the Short-Term Market. It Takes About Three Months.
Gary North
This is a re-run. I will [probably have to re-run it constantly. . . . keep reading
A Basic Principle of Investing That Gets Hard to Follow When the Economy Comes Unglued
Gary North
We need to be reminded of this. . . . keep reading
Fundamental Analysis or Technical Analysis: Which Is Best?
Gary North
This debate never ends. But I have an opinion. . . . keep reading
Jimmy Napier's Million Dollar Rule
Gary North
Jimmy Napier is a good old boy who lives in Chipley, Florida. I have learned a lot from him. Here is one of his fundamental laws of investing. . . . keep reading
Commodity Futures: Is This Market for You?
An Ex-Speculator
Advice from a pro. . . . keep reading
So, You Sold Some Gold. Now What?
Gary North
You're not just getting out. You're getting into. Be sure you know what you're getting into. Your decision now gets a lot tougher. Here are some guidelines to follow. . . . keep reading
Every Investment Needs an Exit Strategy, Even Gold. This Is Called Loss Avoidance. Do You Have One?
Gary North
What if your gold coins fall by 50%, then recover and rise by 400%. Did you suffer a loss? Yes. Here's why. . . . keep reading
How to Manage Your Own Retirement Portfolio Without Losing a Bundle. "Know Thyself" in the Non-Biblical Sense.
Doug French
A banker offers sound advice. . . . keep reading
The Paralyzing Mentality of Risk-Free Existence
Gary North
How well-meaning people justify inaction. They find ways to assume that sitting tight is safer than taking action. . . . keep reading
Here is a Terrific Rule for Making Money and Not Losing Money. You Won't Like It, But It's True.
Gary North
If I could just persuade all of my readers that this is true. But I can't. No one can. . . . keep reading
Asking Peripheral Questions Is the Way People Justify Not Taking Action.
Gary North
Have you been in paralysis mode? Have you played the "ask another question" to justify not taking action? Here is some more advice. . . . keep reading
Time-Stamping: A Sure Way to Lose Money
Gary North
How investment gurus you had better not trust to guide you create a false sense of scientific precision. . . . keep reading
Enforced Speculation: How the FED Makes Speculators of Us All
David Calderwood
Central banks lure people into risks they would otherwise not have accepted. You are one of them. . . . keep reading
Paralysis Investing: "I Have Another Question, Although It's Irrelevant."
Gary North
I have seen this over many decades. It is an affliction that some people refuse to acknowledge. . . . keep reading
The Mentality of Independently Wealthy People Who Did Not Inherit Their Wealth
Gary North
There is an attitude toward money that is common. People who have never accumulated a lot of money aren't aware of this. . . . keep reading
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