Dec. 29, 2012
People rarely keep their New Year resolutions. But that does not mean that making one and sticking with it is a bad idea.
The Bankrate site came up with 12 of them. Any of the 12 would be good.
Discuss these with your spouse. See which one is highest on your joint list. Then agree to do it as a joint effort.
Maybe if the two of you reinforce each other, you will stick with one of them.
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