Coinkeeper: Smartphone Budgeting
I do not own a smart phone. I own a dumb phone. It lets me call people who have phones.
People can call me, but I don't answer. This saves me time and trouble. They can send an email, which I can politely blip. This saves me time and trouble.
So, what I am about to tell you about I have not tried, nor am I likely ever to try.
It's an app that lets you keep track of your spending whenever you spend with a smart phone. If you use a smart phone to buy things, this may be what you need.
It's a good idea to know where your money goes. As long as you are not spending paper currency or coins, the government can track your spending if some bureaucrat wants to. So, you lose your privacy with digital transactions.
Sorry about that. But most people don't care. They gave up 40 years ago.