Raise Your Credit Score
If you plan to get a low-interest mortgage, you need a high credit score: above 750.
If you want to refinance your existing mortgage at a rate under 3.8%, you need a high credit score.
If you plan to get a mortgage on an investment house in the next recession -- which I strongly recommend -- you will need an even better credit score.
Here are 10 ways to raise your score: //www.garynorth.com/snip/1240.htm